Very few folks have half a million dollars they would not miss should they lost. Therefore, you wish to make sure that the amount of money you invest to get your EB5 Visa isn't wasted. That means choosing a Regional Center that may use your funds to meet up the requirements of the EB5 program and allow one to attain permanent resident status.
There are over 100 regional centers across the United States with a large number of new applications pending. You have a wide selection of regional centers to select from that offer 3 types of investments they manage-loans, property, and equity.
Low interest loans are the type given to businesses, targeting industries that show promise of expansion and growth. A few examples of this will be loans to businesses that take part in or promote tourism, technology, hospitality, and transportation.
Real estate loans usually involve the purchase of warehouses that are converted into shops, offices, storage, and even hotels and resorts. You need to review this sort of loan carefully and study the surrounding economy and the sort of people that would visit there. A little town in the middle of nowhere might not be a good spot to invest in real estate that is intended as a theme park; there can be no surrounding attractions, no easy access to the location, and no major airlines with hubs there. This sort of investment wouldn't normally be profitable unless there was an accompanying intend to provide the infrastructure. Each loan is based on the success of the other and double your likelihood of losing your investment.
Equity investment is where you invest your cash and after 5 years you can cancel the loan and request return of the funds or convert them into that company's stock which can return profits for you. With regards to the business to which the loan has been made, this type of investment gets the potential to be very profitable.
Although regional centers are approved by the government, that doesn't imply that they offer wise investments. https://lairc.io/ compete for your money, just like any other business. They'll all let you know that their projects are the best and will present the strengths without the negative. It pays to research the investments of each center and their success rate. Get recommendations from other EB5 Visa applicants and make an search on the internet on the center; you might find complaints from investors who lost almost all their money or you might find glowing recommendations. Just of knowledge you discover is another tool for success. Be sure that the regional center can tell you how so when you get your money back.